What Foreigners Need to Live in Indonesia
11/14/2025, 8:14:33 AM
Indonesia has become one of the most attractive destinations for foreigners who want to live, work, or retire in Southeast Asia. With its tropical climate, friendly people, and growing economy, more and more expats are choosing Indonesia as their new home. However, before moving, there are several important requirements to prepare.
1. The Right Visa or Stay Permit
Foreigners must have a valid visa or residence permit to stay legally in Indonesia. The main types include:
KITAS (Temporary Stay Permit) – for work, family, or investment purposes.
KITAP (Permanent Stay Permit) – for long-term residents who have lived in Indonesia for several years.
Business Visa – for short-term business trips or meetings. Tourist Visa – for short visits or exploration before deciding to settle. Each visa type has different requirements, so it’s essential to apply according to your purpose of stay.
2. Proof of Financial Means
Indonesia requires foreigners to show financial capability to support themselves during their stay. This could include:
Bank statements Work contracts Proof of pension or investment income
Having stable finances also helps when renting property or applying for certain visa extensions.
3. Local Accommodation or Address
You’ll need a valid local address in Indonesia—whether it’s an apartment, villa, or rented house. Many expats start by renting a property first, then apply for a domicile letter (surat domisili) from the local neighborhood office (RT/RW) as part of their documentation.
4. Health Insurance
It’s highly recommended for foreigners to have international or local health insurance. While Indonesia has many private hospitals with good service, medical costs can vary, especially in major cities like Jakarta or Bali.
5. Tax Identification Number (NPWP)
If you’re working or doing business in Indonesia, you’ll need a Tax ID (NPWP). This is required for employment, bank transactions, and property ownership under certain conditions.
6. Indonesian Bank Account
Opening a local bank account makes it easier to manage expenses, pay rent, or receive salary. Most banks will ask for:
Passport
KITAS/KITAP
Domicile letter
7. Understanding Local Laws and Culture
Indonesia has its own unique traditions and regulations that may differ from your home country. Respecting local customs, religion, and laws will help you integrate more easily into the community.
8. Transportation and Driver’s License
If you plan to drive, you must have either an International Driving Permit (IDP) or an Indonesian driver’s license (SIM A or SIM C). Traffic in big cities can be challenging, so many expats also prefer hiring drivers.
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